Smart Free Credit Score Report

Try out our brand new Smart Credit app for free and check out your credit report and scores directly from your mobile device! Simplify your Life • One login to manage your bank accounts, credit cards, monthly bills & more. • A Smart Credit Report, now with your daily transactions. Plus, all your Credit Scores. • More comprehensive ID Theft Protection. • The only source of Alerts you'll need. All with Action buttons to ask your creditors anything! No more phone calls, writing letters, waiting for business hours or looking up account numbers. Money Manager For the first time your Money is together with your Credit. All your bank accounts, credit cards, utilities, loans and investment accounts are in one place and integrated with your Credit Report. Plus, you receive important money manager alerts. Look for fraud. Know when payments are due and have been posted. If you have an account or transaction question, simply click the Action button to ask your creditor anything. It makes life truly simple! Smart Credit Report® Ask billing questions, negotiate debts and more with your creditors. Communicate with creditors for any questions or problems, request a goodwill removal of a negative or declare an account as identity theft. Ask questions or inquire about a transaction item or something you see on your credit report, such as possible identity theft. Settle your debts, defer payments and get better interest rates. Change your loan payments to bi-weekly saving thousands in interest and building equity faster. Live ID Protect™ You get the best 24/7 identity theft protection for both your credit and identity! Every day our state-of-the-art system monitors thousands of databases for misuse and possible theft of your name, social security number, home address or other mysterious activity including applications for new credit. We add to that, credit monitoring to give you complete protection. Plus, get your Alerts on your phone with a simple button to stop identity theft. Nothing works harder to protect your credit and identity at all times. Action Buttons View a creditor on your credit report and push the Action button to replace a lost credit card, get a better interest rate, settle a debt or anything else. Just simply push the button! We know exactly how to route your request directly to your creditor within their various departments and locations. When your creditor updates their records, they will update all your credit reports and we'll keep you updated with alerts. It's fast and easy!